23323 N Arrellaga DrSun City WestAZ85375
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 23323 N Arrellaga Dr, Sun City West, AZ, 85375 in Sun City West is narrow, $47/mo net on $3,000/mo rent after the $2,246/mo debt service, but the property operates at break-even-plus, not a loss. At $499,500 with a 7.21% yield, the long-run equity case via 5% appreciation ($138,003 over five years) and $4,600/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.34 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $191,899.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.8% |
| Monthly Cash Flow | $47 | $850 |
City averages based on Sun City West market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,754 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85375, Sun City West, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,863 (100%) |
| Owner Occupied HU | 15,511 (78.1%) |
| Renter Occupied HU | 1,563 ( 7.9%) |
| Vacant Housing Units | 2,789 (14.0%) |
| Median Home Value | $438,832 |
| Average Home Value | $525,203 |
Housing Distribution
Address Breakdown
Residential
19,475
Single Family
18,202
Multi-Family
1,273
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Whalen • eXp Realty
Mls Name: ARMLS
Mls ID: #6947189