2331 Hill AveSaint LouisMO63144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2331 Hill Ave, Saint Louis, MO, 63144 in Saint Louis speaks for itself: 10.48% gross on a $245,000 price, generating $2,140/mo in rent and $614/mo in net income after the $1,102/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,365 stacks alongside $67,689 in projected five-year appreciation and $2,256/yr in principal reduction. Projected total cumulative return: $132,484.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 7.8% |
| Monthly Cash Flow | $614 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,140 |
| Total Monthly Debt Service | $1,428 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
4,874 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
4,874 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan F Schiff • RE/MAX Results
Mls Name: MARIS
Mls ID: #25049153