233 E J StRussellvilleAR72801
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 233 E J St, Russellville, AR, 72801 in Russellville at $198,000 earns $1,194/mo in rent and nets $124/mo after the $890/mo payment, a 7.96% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $54,704 over five years. Ziffy Mortgage underwrites this on a 1.34 DSCR without U.S. credit history. With $1,824/yr in principal paydown, total projected return reaches $75,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $124 | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,194 |
| Total Monthly Debt Service | $1,111 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72801, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,125 (100%) |
| Owner Occupied HU | 3,313 (40.8%) |
| Renter Occupied HU | 3,918 (48.2%) |
| Vacant Housing Units | 894 (11.0%) |
| Median Home Value | $160,919 |
| Average Home Value | $192,713 |
Housing Distribution
Address Breakdown
Residential
7,548
Single Family
6,565
Multi-Family
983
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jamie Dudley • Arkansas Real Estate Collective
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1304375
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.