233 Arthur DrWoodstockIL60098
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 233 Arthur Dr, Woodstock, IL, 60098 in Woodstock speaks for itself: 11.16% gross on a $310,000 price, generating $2,882/mo in rent and $732/mo in net income after the $1,394/mo debt service. DSCR 2.07, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,786 stacks alongside $85,647 in projected five-year appreciation and $2,855/yr in principal reduction. Projected total cumulative return: $165,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $732 | $350 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,882 |
| Total Monthly Debt Service | $2,027 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60098, Woodstock, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,477 (100%) |
| Owner Occupied HU | 9,143 (67.8%) |
| Renter Occupied HU | 3,622 (26.9%) |
| Vacant Housing Units | 712 ( 5.3%) |
| Median Home Value | $309,395 |
| Average Home Value | $336,961 |
Housing Distribution
Address Breakdown
Residential
12,984
Single Family
11,528
Multi-Family
1,456
Businesses
1,092
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices