23295 Eagle RdgMission ViejoCA92692
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 23295 Eagle Rdg, Mission Viejo, CA, 92692 in Mission Viejo worth study. Rental yield 3.58%. The 3.58% gross yield is below cash-flow benchmarks at $1,950,000, but 5% annual appreciation, adding $538,749 over five years, frames this as a capital growth position. Rent of $5,818/mo partially offsets the $8,768/mo payment. Ziffy Mortgage finances appreciation-play properties (0.66 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $337,557.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.0% |
| Monthly Cash Flow | $(6,245) | $300 |
City averages based on Mission Viejo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,818 |
| Total Monthly Debt Service | $11,287 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
6,057 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92692, Mission Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,377 (100%) |
| Owner Occupied HU | 13,423 (73.0%) |
| Renter Occupied HU | 4,436 (24.1%) |
| Vacant Housing Units | 518 ( 2.8%) |
| Median Home Value | $1,038,545 |
| Average Home Value | $1,120,905 |
Housing Distribution
Address Breakdown
Residential
18,244
Single Family
16,221
Multi-Family
2,023
Businesses
468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
6,057 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92692, Mission Viejo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,377 (100%) |
| Owner Occupied HU | 13,423 (73.0%) |
| Renter Occupied HU | 4,436 (24.1%) |
| Vacant Housing Units | 518 ( 2.8%) |
| Median Home Value | $1,038,545 |
| Average Home Value | $1,120,905 |
Housing Distribution
Address Breakdown
Residential
18,244
Single Family
16,221
Multi-Family
2,023
Businesses
468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bo Liu • Real Broker
Mls Name: CRMLS
Mls ID: #OC25223030