2326 County Road 800 EBurnt PrairieIL62820
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.17% gross rental yield, 2326 County Road 800 E, Burnt Prairie, IL, 62820 in Burnt Prairie is priced for capital growth, not immediate cash flow. The $1,000,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $276,282 by year five, with $9,210/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.40) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $52,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 7.0% |
| Monthly Cash Flow | $(5,128) | $250 |
City averages based on Burnt Prairie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,808 |
| Total Monthly Debt Service | $6,538 |
| DSCR Ratio | 0.28x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
100.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62820, Burnt Prairie, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 67 (100%) |
| Owner Occupied HU | 55 (82.1%) |
| Renter Occupied HU | 4 ( 6.0%) |
| Vacant Housing Units | 8 (11.9%) |
| Median Home Value | $112,500 |
| Average Home Value | $150,091 |
Housing Distribution
Address Breakdown
Residential
82
Single Family
82
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
100.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62820, Burnt Prairie, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 67 (100%) |
| Owner Occupied HU | 55 (82.1%) |
| Renter Occupied HU | 4 ( 6.0%) |
| Vacant Housing Units | 8 (11.9%) |
| Median Home Value | $112,500 |
| Average Home Value | $150,091 |
Housing Distribution
Address Breakdown
Residential
82
Single Family
82
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dustin Hawkins • Integrity Realty & Auctions
Mls Name: My State MLS
Mls ID: #11563897