23235 Us Highway 6 #&-19Cambridge SpringsPA16403
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 23235 Us Highway 6 #&-19, Cambridge Springs, PA, 16403 in Cambridge Springs worth modelling. At $145,421 with a 9.3% gross yield, the $1,127/mo rent leaves $174/mo after the $654/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.72 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $40,177 by year five; $1,339/yr in principal reduction adds further equity. Total projected return: $66,568.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $174 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,127 |
| Total Monthly Debt Service | $895 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16403, Cambridge Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,513 (100%) |
| Owner Occupied HU | 1,726 (68.7%) |
| Renter Occupied HU | 487 (19.4%) |
| Vacant Housing Units | 300 (11.9%) |
| Median Home Value | $189,161 |
| Average Home Value | $224,264 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,237
Multi-Family
60
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16403, Cambridge Springs, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,513 (100%) |
| Owner Occupied HU | 1,726 (68.7%) |
| Renter Occupied HU | 487 (19.4%) |
| Vacant Housing Units | 300 (11.9%) |
| Median Home Value | $189,161 |
| Average Home Value | $224,264 |
Housing Distribution
Address Breakdown
Residential
2,297
Single Family
2,237
Multi-Family
60
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11618278