2321 Oneida StVerona BeachNY13162
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 2321 Oneida St, Verona Beach, NY, 13162 in Verona Beach hard to pass up. The 14.4% gross yield on a $159,999 purchase results in $1,920/mo in rent and $852/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.67). Annual cash flow of $10,219, five-year appreciation of $44,205, and $1,474/yr in equity build-up combine for a projected total cumulative return of $115,851.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.4% | 6.2% |
| Monthly Cash Flow | $852 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,920 |
| Total Monthly Debt Service | $1,005 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13162, Verona Beach, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 273 (100%) |
| Owner Occupied HU | 135 (49.5%) |
| Renter Occupied HU | 22 ( 8.1%) |
| Vacant Housing Units | 116 (42.5%) |
| Median Home Value | $229,605 |
| Average Home Value | $265,685 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13162, Verona Beach, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 273 (100%) |
| Owner Occupied HU | 135 (49.5%) |
| Renter Occupied HU | 22 ( 8.1%) |
| Vacant Housing Units | 116 (42.5%) |
| Median Home Value | $229,605 |
| Average Home Value | $265,685 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Major • Buy Sell Rent Realty
Mls Name: NYSAMLSs
Mls ID: #S1635999