23205 W Teton LnPlainfieldIL60585
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 23205 W Teton Ln, Plainfield, IL, 60585 in Plainfield at $719,990 earns $5,096/mo in rent and nets $102/mo after the $3,238/mo payment, a 8.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $198,920 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $6,631/yr in principal paydown, total projected return reaches $281,930.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $102 | $420 |
City averages based on Plainfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,096 |
| Total Monthly Debt Service | $4,708 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.29 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Little, CNC,CSC,E-PRO,RSPS,SFR,SRES • Little Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12496230