232 W Longoria Dr, Pharr, TX, 78577 | $107/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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232 W Longoria Dr, Pharr, TX, 78577 | $107/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Pharr at 232 W Longoria Dr, Pharr, TX, 78577 earns $107/mo cash flow from $1,800/mo rent with a $1,165/mo payment. Total monthly income totals $1,800/mo, and annual cash flow totals $1,289/yr on $78,897 capital. ROI tracks 21.54% on current figures, and rental yield reads 9.08% at a $238,000 purchase. Equity gained on principal adds $1,536/yr, and 5% annual appreciation supports $65,755 over five years. Five-year ROI reaches 112.85% and total cumulative return in cash sums $89,038. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,800/mo property income instead of your personal income.

Single Family

Built in 2025

3,850 sqft lot

$N/A/sqft

No HOA

More details about the property

As of December 10th, 2025: first-time homebuyers may qualify for 3% down payment assistance at a 5.75% interest rate, 4% down payment assistance at a 5.875% interest rate, or take advantage of a 5.5% interest rate without any assistance (subject to credit & income requirements). This stunning new home offers 1,446 sf of living area with 3 bedrooms and 2 bathrooms in a stylish, energy-efficient design. Notable features include foam stucco, spray foam insulation in the attic and walls, and porcelain tile flooring throughout, including floor-to-ceiling tiled shower walls. The custom Italian-style kitchen boasts soft-close cabinetry and quartz countertops, also featured in the bathrooms, while zebra blinds provide both privacy and adjustable natural light to enhance the homes modern appeal. Additional highlights include a security system, sprinkler system in both the front and backyard, and a wood privacy fence surrounding the property. Call today to schedule a showing!

Neighborhood Data

Neighborhood data shown for ZIP Code: 78577, Pharr, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	29,728 (100%)
Owner Occupied HU	15,997 (53.8%)
Renter Occupied HU	9,877 (33.2%)
Vacant Housing Units	3,854 (13.0%)
Median Home Value	$138,178
Average Home Value	$174,875