232 Beach RdWhite StoneVA22578








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in White Stone at 232 Beach Rd, White Stone, VA, 22578 uses $71,936 cash to close to unlock $3,575/yr annual cash flow and $298/mo monthly cash flow. Total monthly income runs $1,595/mo, and a $1,062/mo payment keeps the spread at $298/mo. Purchase price stands at $217,000, and rental yield measures 8.82% with $1,595/mo rent. Return on cash invested shows 24.88% in year one, and 5% annual appreciation builds toward $59,953 over five years. Five-year ROI reaches 129.21% and total cumulative return in cash records $92,945. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,595/mo property income covering a $1,062/mo payment rather than investor’s personal income.
Single Family
Built in 1956
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22578, White Stone, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,930 (100%) |
| Owner Occupied HU | 994 (51.5%) |
| Renter Occupied HU | 209 (10.8%) |
| Vacant Housing Units | 727 (37.7%) |
| Median Home Value | $531,128 |
| Average Home Value | $607,342 |
Housing Distribution
Address Breakdown
Residential
1,377
Single Family
1,377
Multi-Family
0
Businesses
130
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Listed by: Jessica Bell • Isabell K. Horsley R. E., Ltd.
Mls Name: Northern Neck AOR
Mls ID: #117826
Disclaimer: Copyright Northern Neck Association of Realtors. All rights reserved. Listing information is deemed reliable, but not guaranteed.








