232 Avery Murphy RdPhyllisKY41554



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 232 Avery Murphy Rd, Phyllis, KY, 41554 in Phyllis. Rental yield 0%. At $100,000 with 0% gross yield, current distributions are modest, but the 5% appreciation rate projects $27,628 in new equity by year five, complemented by $921/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.00) allows non-U.S. residents to acquire without W-2s or domestic credit.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $400 |
City averages based on Phyllis market data in our database. Property projections are estimates.
Single Family
Built in 2015
10.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41554, Phyllis, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 285 (62.6%) |
| Renter Occupied HU | 87 (19.1%) |
| Vacant Housing Units | 83 (18.2%) |
| Median Home Value | $110,547 |
| Average Home Value | $123,421 |
Housing Distribution
Address Breakdown
Residential
281
Single Family
281
Multi-Family
0
Businesses
4



Nearby investment properties with comparable rents
No similar rental properties found nearby.
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2015
10.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41554, Phyllis, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 455 (100%) |
| Owner Occupied HU | 285 (62.6%) |
| Renter Occupied HU | 87 (19.1%) |
| Vacant Housing Units | 83 (18.2%) |
| Median Home Value | $110,547 |
| Average Home Value | $123,421 |
Housing Distribution
Address Breakdown
Residential
281
Single Family
281
Multi-Family
0
Businesses
4
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices







