2314 Spice Loop, Nampa, ID, 83687 | 6.86% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Nampa at 2314 Spice Loop, Nampa, ID, 83687 offers a 6.86% rental yield on a $327,500 purchase with $1,871/mo rent. 76% in year one. Equity gained on principal adds $2,113/yr while 5% annual appreciation supports $90,482 over five years. Portfolio math shows five-year ROI at 101.47% and total cumulative return in cash at $110,166. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,871/mo property income against a $1,603/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Townhouse

Built in 2023

1,960 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 83687, Nampa, ID area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,400 (100%)
Owner Occupied HU	12,382 (71.2%)
Renter Occupied HU	4,393 (25.2%)
Vacant Housing Units	625 ( 3.6%)
Median Home Value	$452,100
Average Home Value	$517,650