2312 Cougar TrlBrownsvilleTX78526
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 2312 Cougar Trl, Brownsville, TX, 78526 in Brownsville: $2,200/mo in rent, $379/mo in net income, 10.31% gross yield, 1.91 DSCR, all at $255,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $70,725 in appreciation and $2,358/yr in principal paydown projects total cumulative return of $122,556.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $379 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,200 |
| Total Monthly Debt Service | $1,719 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,775 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78526, Brownsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 12,046 (67.8%) |
| Renter Occupied HU | 4,447 (25.0%) |
| Vacant Housing Units | 1,278 ( 7.2%) |
| Median Home Value | $194,815 |
| Average Home Value | $225,875 |
Housing Distribution
Address Breakdown
Residential
18,264
Single Family
16,923
Multi-Family
1,341
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,775 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78526, Brownsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,771 (100%) |
| Owner Occupied HU | 12,046 (67.8%) |
| Renter Occupied HU | 4,447 (25.0%) |
| Vacant Housing Units | 1,278 ( 7.2%) |
| Median Home Value | $194,815 |
| Average Home Value | $225,875 |
Housing Distribution
Address Breakdown
Residential
18,264
Single Family
16,923
Multi-Family
1,341
Businesses
1,051
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Esperanza Homes
Mls Name: Esperanza Homes
Mls ID: #N/A