2310 Rancheria RdRedwood ValleyCA95470
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2310 Rancheria Rd, Redwood Valley, CA, 95470 in Redwood Valley earns its strong cash-flow label: 11.24% yield, $4,913/mo rent, $1,668/mo net income, DSCR 2.08. The $524,499 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $144,909 by year five. Combined with $4,831/yr in principal paydown, total projected return reaches $306,284.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.0% |
| Monthly Cash Flow | $1,668 | $300 |
City averages based on Redwood Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,913 |
| Total Monthly Debt Service | $3,036 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95470, Redwood Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,490 (100%) |
| Owner Occupied HU | 1,643 (66.0%) |
| Renter Occupied HU | 621 (24.9%) |
| Vacant Housing Units | 226 ( 9.1%) |
| Median Home Value | $628,330 |
| Average Home Value | $659,149 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
2,012
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95470, Redwood Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,490 (100%) |
| Owner Occupied HU | 1,643 (66.0%) |
| Renter Occupied HU | 621 (24.9%) |
| Vacant Housing Units | 226 ( 9.1%) |
| Median Home Value | $628,330 |
| Average Home Value | $659,149 |
Housing Distribution
Address Breakdown
Residential
2,012
Single Family
2,012
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices