231 Riverwalk PlPuebloCO81003
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.34% gross rental yield, 231 Riverwalk Pl, Pueblo, CO, 81003 in Pueblo is priced for capital growth, not immediate cash flow. The $539,900 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $149,164 by year five, with $4,973/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.62) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $98,017.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 12.0% |
| Monthly Cash Flow | $(2,214) | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,501 |
| Total Monthly Debt Service | $2,932 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
1,132 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81003, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 2,774 (41.8%) |
| Renter Occupied HU | 3,289 (49.6%) |
| Vacant Housing Units | 570 ( 8.6%) |
| Median Home Value | $235,000 |
| Average Home Value | $281,583 |
Housing Distribution
Address Breakdown
Residential
6,047
Single Family
5,430
Multi-Family
617
Businesses
1,115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
1,132 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81003, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,633 (100%) |
| Owner Occupied HU | 2,774 (41.8%) |
| Renter Occupied HU | 3,289 (49.6%) |
| Vacant Housing Units | 570 ( 8.6%) |
| Median Home Value | $235,000 |
| Average Home Value | $281,583 |
Housing Distribution
Address Breakdown
Residential
6,047
Single Family
5,430
Multi-Family
617
Businesses
1,115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices