231 Maple StBronsonIA51007
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 231 Maple St, Bronson, IA, 51007 in Bronson at $230,000 earns $1,660/mo in rent and nets $166/mo after the $1,034/mo payment, a 8.66% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $63,545 over five years. Ziffy Mortgage underwrites this on a 1.61 DSCR without U.S. credit history. With $2,118/yr in principal paydown, total projected return reaches $98,218.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 10.0% |
| Monthly Cash Flow | $166 | $1,200 |
City averages based on Bronson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,660 |
| Total Monthly Debt Service | $1,402 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.40 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.40 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Madison Zeller • Century 21 ProLink
Mls Name: Northwest Iowa Regional BOR
Mls Provider:
Mls ID: #827812
Disclaimer: Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.