231 Kimmes LaneBreckenridgeCO80424
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 231 Kimmes Lane, Breckenridge, CO, 80424 in Breckenridge worth study. Rental yield 5.64%. The 5.64% gross yield is below cash-flow benchmarks at $1,025,000, but 5% annual appreciation, adding $283,189 over five years, frames this as a capital growth position. Rent of $4,818/mo partially offsets the $4,609/mo payment. Ziffy Mortgage finances appreciation-play properties (1.05 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $308,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 8.0% |
| Monthly Cash Flow | $(1,223) | $1,500 |
City averages based on Breckenridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,818 |
| Total Monthly Debt Service | $5,634 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.50 Acres lot
$N/A/sqft
$815 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80424, Breckenridge, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,852 (100%) |
| Owner Occupied HU | 2,763 (23.3%) |
| Renter Occupied HU | 1,670 (14.1%) |
| Vacant Housing Units | 7,419 (62.6%) |
| Median Home Value | $1,188,279 |
| Average Home Value | $1,239,094 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
583
Multi-Family
0
Businesses
658
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.50 Acres lot
$N/A/sqft
$815 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80424, Breckenridge, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,852 (100%) |
| Owner Occupied HU | 2,763 (23.3%) |
| Renter Occupied HU | 1,670 (14.1%) |
| Vacant Housing Units | 7,419 (62.6%) |
| Median Home Value | $1,188,279 |
| Average Home Value | $1,239,094 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
583
Multi-Family
0
Businesses
658
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Adrienne Herzog • LPT Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #5939369
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)