231 E A StGirardvillePA17935
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 231 E A St, Girardville, PA, 17935 in Girardville. At $149,900 it earns $1,214/mo in rent and distributes $232/mo to the owner after the $674/mo payment, a consistent 9.72% yield. DSCR 1.80 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $41,415 in value; $1,381/yr in principal paydown compounds ownership stake. Total projected return: $72,011.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 6.2% |
| Monthly Cash Flow | $232 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,214 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17935, Girardville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 855 (100%) |
| Owner Occupied HU | 496 (58.0%) |
| Renter Occupied HU | 152 (17.8%) |
| Vacant Housing Units | 207 (24.2%) |
| Median Home Value | $45,595 |
| Average Home Value | $91,915 |
Housing Distribution
Address Breakdown
Residential
693
Single Family
690
Multi-Family
3
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17935, Girardville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 855 (100%) |
| Owner Occupied HU | 496 (58.0%) |
| Renter Occupied HU | 152 (17.8%) |
| Vacant Housing Units | 207 (24.2%) |
| Median Home Value | $45,595 |
| Average Home Value | $91,915 |
Housing Distribution
Address Breakdown
Residential
693
Single Family
690
Multi-Family
3
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Pedron • RE/MAX Five Star Realty
Mls Name: Bright MLS
Mls ID: #PASK2024516