2309 S Cartier DrEdinburgTX78542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2309 S Cartier Dr, Edinburg, TX, 78542 in Edinburg is straightforward: $355,000 in, $2,805/mo in rent, $218/mo out after debt service. The 9.48% gross yield and 1.76 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $98,080 by year five. With $3,270/yr in principal equity, the total cumulative return is projected at $150,377.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $218 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,805 |
| Total Monthly Debt Service | $2,446 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,499 sqft lot
$N/A/sqft
$750 annually HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,499 sqft lot
$N/A/sqft
$750 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices