2308 Hickory Wood AveLowellAR72745
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2308 Hickory Wood Ave, Lowell, AR, 72745 in Lowell at $355,000 earns $2,239/mo in rent and nets $105/mo after the $1,596/mo payment, a 7.57% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $98,080 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $3,270/yr in principal paydown, total projected return reaches $141,113.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.5% |
| Monthly Cash Flow | $105 | $150 |
City averages based on Lowell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,239 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices