2308 Hadley Ave NOakdaleMN55128
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2308 Hadley Ave N, Oakdale, MN, 55128 in Oakdale earns its strong cash-flow label: 10.25% yield, $2,135/mo rent, $574/mo net income, DSCR 1.80. The $249,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $69,043 by year five. Combined with $2,095/yr in principal paydown, total projected return reaches $127,085.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 7.5% |
| Monthly Cash Flow | $574 | $450 |
City averages based on Oakdale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,135 |
| Total Monthly Debt Service | $1,522 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55128, Saint Paul, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,062 (100%) |
| Owner Occupied HU | 9,012 (69.0%) |
| Renter Occupied HU | 3,381 (25.9%) |
| Vacant Housing Units | 669 ( 5.1%) |
| Median Home Value | $350,851 |
| Average Home Value | $408,487 |
Housing Distribution
Address Breakdown
Residential
12,003
Single Family
10,104
Multi-Family
1,899
Businesses
819
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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