2307 McKinleySan AntonioTX78210
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2307 McKinley, San Antonio, TX, 78210 in San Antonio is narrow, $70/mo net on $834/mo rent after the $483/mo debt service, but the property operates at break-even-plus, not a loss. At $107,500 with a 9.31% yield, the long-run equity case via 5% appreciation ($29,700 over five years) and $990/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.73 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $45,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $70 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $834 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
7,274 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
7,274 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78210, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,453 (100%) |
| Owner Occupied HU | 7,244 (46.9%) |
| Renter Occupied HU | 5,946 (38.5%) |
| Vacant Housing Units | 2,263 (14.6%) |
| Median Home Value | $217,222 |
| Average Home Value | $262,117 |
Housing Distribution
Address Breakdown
Residential
14,301
Single Family
11,976
Multi-Family
2,325
Businesses
842
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paulina Giaimo • Keller Williams City-View
Mls Name: LERA MLS
Mls ID: #1892856