2305 Noblewood RdEdgewaterMD21037
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2305 Noblewood Rd, Edgewater, MD, 21037 in Edgewater speaks for itself: 12.59% gross on a $630,000 price, generating $6,610/mo in rent and $2,479/mo in net income after the $2,833/mo debt service. DSCR 2.33, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $29,752 stacks alongside $174,057 in projected five-year appreciation and $5,802/yr in principal reduction. Projected total cumulative return: $399,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.2% |
| Monthly Cash Flow | $2,479 | $350 |
City averages based on Edgewater market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,610 |
| Total Monthly Debt Service | $3,880 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
1,940 sqft lot
$N/A/sqft
$212 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
1,940 sqft lot
$N/A/sqft
$212 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices