2301 Charles St, Saint Joseph, MO, 64501 | 3.59% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Joseph at 2301 Charles St, Saint Joseph, MO, 64501 generates $972/mo in rent, after a $1,591/mo payment. Total monthly income is $972/mo. Return on cash invested sits at 8.19% in year one, and rental yield is 3.59% on a $325,000 entry. Equity gained on principal adds $2,097/yr, while 5% annual appreciation builds toward $89,792 over five years. Five-year ROI reaches 40.04% and total cumulative return in cash sums $43,141. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $972/mo property income rather than buyer’s personal income.

Single Family

Built in N/A

0.48 Acres lot

$N/A/sqft

No HOA