23007 E Sanson LnOtis OrchardsWA99027
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.59% yield at 23007 E Sanson Ln, Otis Orchards, WA, 99027 in Otis Orchards is solid, but the $1,862/mo payment compresses net cash flow to $130/mo at $414,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $114,381 by year five, and $3,813/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.41) without U.S. income documentation. Total projected return: $165,047.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $130 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,619 |
| Total Monthly Debt Service | $2,324 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99027, Otis Orchards, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,825 (100%) |
| Owner Occupied HU | 2,507 (88.7%) |
| Renter Occupied HU | 248 ( 8.8%) |
| Vacant Housing Units | 70 ( 2.5%) |
| Median Home Value | $483,763 |
| Average Home Value | $525,365 |
Housing Distribution
Address Breakdown
Residential
2,597
Single Family
2,597
Multi-Family
0
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99027, Otis Orchards, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,825 (100%) |
| Owner Occupied HU | 2,507 (88.7%) |
| Renter Occupied HU | 248 ( 8.8%) |
| Vacant Housing Units | 70 ( 2.5%) |
| Median Home Value | $483,763 |
| Average Home Value | $525,365 |
Housing Distribution
Address Breakdown
Residential
2,597
Single Family
2,597
Multi-Family
0
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary Ogle • Amplify Real Estate Services
Mls Name: SMLS
Mls ID: #202527015