23000 Tex Wheeler AveChristmasFL32709
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Christmas rental at 23000 Tex Wheeler Ave, Christmas, FL, 32709 sits in the solid-income band: 10.17% gross yield, $2,110/mo rent, $457/mo net after the $1,120/mo debt service, DSCR 1.88. Entry price of $249,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $68,794 and $2,293/yr in principal reduction bring total cumulative return to $124,353.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.2% |
| Monthly Cash Flow | $457 | $1,500 |
City averages based on Christmas market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,110 |
| Total Monthly Debt Service | $1,553 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1985
3.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1985
3.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices