2300 Cottage AveNatrona HeightsPA15065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2300 Cottage Ave, Natrona Heights, PA, 15065 in Natrona Heights speaks for itself: 11.45% gross on a $179,900 price, generating $1,717/mo in rent and $538/mo in net income after the $809/mo debt service. DSCR 2.12, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,460 stacks alongside $49,703 in projected five-year appreciation and $1,657/yr in principal reduction. Projected total cumulative return: $103,138.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $538 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,717 |
| Total Monthly Debt Service | $1,107 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15065, Natrona Heights, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,630 (100%) |
| Owner Occupied HU | 3,698 (65.7%) |
| Renter Occupied HU | 1,383 (24.6%) |
| Vacant Housing Units | 549 ( 9.8%) |
| Median Home Value | $201,453 |
| Average Home Value | $243,195 |
Housing Distribution
Address Breakdown
Residential
5,255
Single Family
4,906
Multi-Family
349
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15065, Natrona Heights, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,630 (100%) |
| Owner Occupied HU | 3,698 (65.7%) |
| Renter Occupied HU | 1,383 (24.6%) |
| Vacant Housing Units | 549 ( 9.8%) |
| Median Home Value | $201,453 |
| Average Home Value | $243,195 |
Housing Distribution
Address Breakdown
Residential
5,255
Single Family
4,906
Multi-Family
349
Businesses
340
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Diana Wolford • CENTURY 21 AMERICAN HERITAGE
Mls Name: WPMLS
Mls ID: #1738825