230 Pacer LnDaltonGA30721
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Dalton rental at 230 Pacer Ln, Dalton, GA, 30721 sits in the solid-income band: 8.38% gross yield, $2,198/mo rent, $282/mo net after the $1,416/mo debt service, DSCR 1.55. Entry price of $314,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $87,001 and $2,900/yr in principal reduction bring total cumulative return to $137,389.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.2% |
| Monthly Cash Flow | $282 | $300 |
City averages based on Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,198 |
| Total Monthly Debt Service | $1,791 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30721, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,170 (100%) |
| Owner Occupied HU | 11,676 (60.9%) |
| Renter Occupied HU | 6,339 (33.1%) |
| Vacant Housing Units | 1,155 ( 6.0%) |
| Median Home Value | $220,428 |
| Average Home Value | $277,503 |
Housing Distribution
Address Breakdown
Residential
19,102
Single Family
18,042
Multi-Family
1,060
Businesses
1,708
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30721, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,170 (100%) |
| Owner Occupied HU | 11,676 (60.9%) |
| Renter Occupied HU | 6,339 (33.1%) |
| Vacant Housing Units | 1,155 ( 6.0%) |
| Median Home Value | $220,428 |
| Average Home Value | $277,503 |
Housing Distribution
Address Breakdown
Residential
19,102
Single Family
18,042
Multi-Family
1,060
Businesses
1,708
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices