230 N Halford AveSantaquinUT84655
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.58% yield at 230 N Halford Ave, Santaquin, UT, 84655 in Santaquin is solid, but the $1,479/mo payment compresses net cash flow to $149/mo at $328,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $90,869 by year five, and $3,029/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.40) without U.S. income documentation. Total projected return: $133,898.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $149 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,077 |
| Total Monthly Debt Service | $1,797 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84655, Santaquin, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,666 (100%) |
| Owner Occupied HU | 4,980 (87.9%) |
| Renter Occupied HU | 515 ( 9.1%) |
| Vacant Housing Units | 171 ( 3.0%) |
| Median Home Value | $566,233 |
| Average Home Value | $620,454 |
Housing Distribution
Address Breakdown
Residential
5,257
Single Family
5,257
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84655, Santaquin, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,666 (100%) |
| Owner Occupied HU | 4,980 (87.9%) |
| Renter Occupied HU | 515 ( 9.1%) |
| Vacant Housing Units | 171 ( 3.0%) |
| Median Home Value | $566,233 |
| Average Home Value | $620,454 |
Housing Distribution
Address Breakdown
Residential
5,257
Single Family
5,257
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
