230 County Road 784GaylesvilleAL35973
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThe portfolio case for 230 County Road 784, Gaylesville, AL, 35973 in Gaylesville is clear: $189,900 acquisition, $1,075/mo rent, $3/mo net after the $854/mo payment, 6.79% yield, DSCR 1.26. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $52,466, and $1,749/yr in principal equity projects total return of $71,790.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.0% |
| Monthly Cash Flow | $3 | $300 |
City averages based on Gaylesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,075 |
| Total Monthly Debt Service | $996 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35973, Gaylesville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,526 (100%) |
| Owner Occupied HU | 1,028 (67.4%) |
| Renter Occupied HU | 188 (12.3%) |
| Vacant Housing Units | 310 (20.3%) |
| Median Home Value | $166,033 |
| Average Home Value | $210,226 |
Housing Distribution
Address Breakdown
Residential
1,284
Single Family
1,284
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35973, Gaylesville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,526 (100%) |
| Owner Occupied HU | 1,028 (67.4%) |
| Renter Occupied HU | 188 (12.3%) |
| Vacant Housing Units | 310 (20.3%) |
| Median Home Value | $166,033 |
| Average Home Value | $210,226 |
Housing Distribution
Address Breakdown
Residential
1,284
Single Family
1,284
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gregory Lumpkin • LakeWeissAlabama.com
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21877459
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