230 Carbonate DrHaileyID83333
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 230 Carbonate Dr, Hailey, ID, 83333 in Hailey is narrow, $35/mo net on $2,904/mo rent after the $2,019/mo debt service, but the property operates at break-even-plus, not a loss. At $449,000 with a 7.76% yield, the long-run equity case via 5% appreciation ($124,050 over five years) and $4,135/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $190,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.0% |
| Monthly Cash Flow | $35 | $800 |
City averages based on Hailey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,904 |
| Total Monthly Debt Service | $2,404 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83333, Hailey, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,132 (100%) |
| Owner Occupied HU | 3,849 (62.8%) |
| Renter Occupied HU | 1,491 (24.3%) |
| Vacant Housing Units | 792 (12.9%) |
| Median Home Value | $756,222 |
| Average Home Value | $890,598 |
Housing Distribution
Address Breakdown
Residential
2,992
Single Family
2,946
Multi-Family
46
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83333, Hailey, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,132 (100%) |
| Owner Occupied HU | 3,849 (62.8%) |
| Renter Occupied HU | 1,491 (24.3%) |
| Vacant Housing Units | 792 (12.9%) |
| Median Home Value | $756,222 |
| Average Home Value | $890,598 |
Housing Distribution
Address Breakdown
Residential
2,992
Single Family
2,946
Multi-Family
46
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices