23 W Lawn CirWormleysburgPA17043
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.73% gross rental yield, 23 W Lawn Cir, Wormleysburg, PA, 17043 in Wormleysburg is priced for capital growth, not immediate cash flow. The $745,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $205,830 by year five, with $6,862/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.06) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $198,631.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 6.2% |
| Monthly Cash Flow | $(1,321) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,560 |
| Total Monthly Debt Service | $4,585 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17043, Lemoyne, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,321 (100%) |
| Owner Occupied HU | 1,615 (48.6%) |
| Renter Occupied HU | 1,494 (45.0%) |
| Vacant Housing Units | 212 ( 6.4%) |
| Median Home Value | $260,366 |
| Average Home Value | $345,611 |
Housing Distribution
Address Breakdown
Residential
3,101
Single Family
2,631
Multi-Family
470
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PACB2053516