23 N Division Street # NSaint JohnsvilleNY13452








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Johnsville at 23 N Division Street # N, Saint Johnsville, NY, 13452 offers a 9.6% rental yield on a $109,900 purchase with $879/mo rent. Total monthly income registers $879/mo, and a $538/mo payment leaves $145/mo available for distribution. Annual cash flow reaches $1,740/yr on $36,432 to close, and return on cash invested stands at 24.69% in year one. Equity gained on principal adds $709/yr while 5% annual appreciation supports $30,363 over five years. Portfolio math shows five-year ROI at 129.29% and total cumulative return in cash at $47,104. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $879/mo property income against a $538/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1888
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13452, Saint Johnsville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,132 (100%) |
| Owner Occupied HU | 1,396 (65.5%) |
| Renter Occupied HU | 454 (21.3%) |
| Vacant Housing Units | 282 (13.2%) |
| Median Home Value | $148,148 |
| Average Home Value | $198,501 |
Housing Distribution
Address Breakdown
Residential
1,888
Single Family
1,888
Multi-Family
0
Businesses
97
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Listed by: Patricia Wingate • Corner Stone Properties
Mls Name: Global MLS
Mls ID: #202529288






