23 Misty Ridge DrEuharleeGA30145
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 23 Misty Ridge Dr, Euharlee, GA, 30145 in Euharlee. Priced at $285,000, it generates $2,411/mo in gross rent and $676/mo in net monthly cash flow, a 10.15% yield that comfortably supports the 1.88 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,115. Five-year appreciation: $78,740. Equity from principal paydown: $2,625/yr. Total projected cumulative return: $151,475.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $676 | $300 |
City averages based on Euharlee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,411 |
| Total Monthly Debt Service | $1,621 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30145, Kingston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,396 (100%) |
| Owner Occupied HU | 2,777 (81.8%) |
| Renter Occupied HU | 425 (12.5%) |
| Vacant Housing Units | 194 ( 5.7%) |
| Median Home Value | $317,176 |
| Average Home Value | $343,279 |
Housing Distribution
Address Breakdown
Residential
3,205
Single Family
3,205
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30145, Kingston, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,396 (100%) |
| Owner Occupied HU | 2,777 (81.8%) |
| Renter Occupied HU | 425 (12.5%) |
| Vacant Housing Units | 194 ( 5.7%) |
| Median Home Value | $317,176 |
| Average Home Value | $343,279 |
Housing Distribution
Address Breakdown
Residential
3,205
Single Family
3,205
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices