23 Lipton WayCotatiCA94931
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 23 Lipton Way, Cotati, CA, 94931 in Cotati is a conservative rental investment at $748,000. Rental yield 7.41%. A 1.37 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $206,659; $6,889/yr in principal paydown supplements. Total projected return: $283,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 5.0% |
| Monthly Cash Flow | $(10) | $1,500 |
City averages based on Cotati market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,618 |
| Total Monthly Debt Service | $4,330 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
2,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94931, Cotati, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,195 (100%) |
| Owner Occupied HU | 2,342 (55.8%) |
| Renter Occupied HU | 1,684 (40.1%) |
| Vacant Housing Units | 169 ( 4.0%) |
| Median Home Value | $764,402 |
| Average Home Value | $815,549 |
Housing Distribution
Address Breakdown
Residential
3,732
Single Family
3,255
Multi-Family
477
Businesses
551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
2,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94931, Cotati, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,195 (100%) |
| Owner Occupied HU | 2,342 (55.8%) |
| Renter Occupied HU | 1,684 (40.1%) |
| Vacant Housing Units | 169 ( 4.0%) |
| Median Home Value | $764,402 |
| Average Home Value | $815,549 |
Housing Distribution
Address Breakdown
Residential
3,732
Single Family
3,255
Multi-Family
477
Businesses
551
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Niteen Sharma • Matrix Real Estate
Mls Name: BAREIS
Mls ID: #325064394