23 Clementon Rd EGibbsboroNJ08026
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 23 Clementon Rd E, Gibbsboro, NJ, 08026 in Gibbsboro. Priced at $459,990, it generates $3,914/mo in gross rent and $636/mo in net monthly cash flow, a 10.21% yield that comfortably supports the 1.89 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,628. Five-year appreciation: $127,087. Equity from principal paydown: $4,237/yr. Total projected cumulative return: $217,217.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $636 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,914 |
| Total Monthly Debt Service | $3,096 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08026, Gibbsboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 857 (100%) |
| Owner Occupied HU | 763 (89.0%) |
| Renter Occupied HU | 68 ( 7.9%) |
| Vacant Housing Units | 26 ( 3.0%) |
| Median Home Value | $347,243 |
| Average Home Value | $386,429 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
842
Multi-Family
6
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08026, Gibbsboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 857 (100%) |
| Owner Occupied HU | 763 (89.0%) |
| Renter Occupied HU | 68 ( 7.9%) |
| Vacant Housing Units | 26 ( 3.0%) |
| Median Home Value | $347,243 |
| Average Home Value | $386,429 |
Housing Distribution
Address Breakdown
Residential
848
Single Family
842
Multi-Family
6
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Randi Jobes • D.R. Horton Realty of New Jersey
Mls Name: Bright MLS
Mls ID: #NJCD2105788