2299 Rustic Oak LnRio VistaCA94571
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2299 Rustic Oak Ln, Rio Vista, CA, 94571 in Rio Vista is a top-tier cash-flow asset. At $310,000 it produces $3,389/mo in rent and $1,029/mo in net monthly income, a 13.12% gross rental yield. The DSCR of 2.43 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,349. Five-year appreciation adds $85,647, driving a total cumulative return of $212,232.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.0% |
| Monthly Cash Flow | $1,029 | $300 |
City averages based on Rio Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,389 |
| Total Monthly Debt Service | $1,794 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2022
3,589 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2022
3,589 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94571, Rio Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,809 (100%) |
| Owner Occupied HU | 4,295 (73.9%) |
| Renter Occupied HU | 1,029 (17.7%) |
| Vacant Housing Units | 485 ( 8.3%) |
| Median Home Value | $571,376 |
| Average Home Value | $575,942 |
Housing Distribution
Address Breakdown
Residential
5,683
Single Family
5,508
Multi-Family
175
Businesses
325
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MetroList Services of CA
Mls ID: #326025328