2294 Woodside Ln UNIT 5SacramentoCA95825
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.79 makes 2294 Woodside Ln UNIT 5, Sacramento, CA, 95825 in Sacramento one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.67%. The 9.67% yield, 5% annual appreciation ($64,097 over five years), and $2,137/yr in principal reduction project a total cumulative return of $83,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.8% |
| Monthly Cash Flow | $(107) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,870 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
1,072 sqft lot
$N/A/sqft
$449 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
1,072 sqft lot
$N/A/sqft
$449 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95825, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,438 (100%) |
| Owner Occupied HU | 4,088 (24.9%) |
| Renter Occupied HU | 11,412 (69.4%) |
| Vacant Housing Units | 938 ( 5.7%) |
| Median Home Value | $445,341 |
| Average Home Value | $466,829 |
Housing Distribution
Address Breakdown
Residential
16,627
Single Family
10,017
Multi-Family
6,610
Businesses
2,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices