22939 Ridge Line Rd #32Diamond BarCA91765
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 22939 Ridge Line Rd #32, Diamond Bar, CA, 91765 in Diamond Bar hard to pass up. The 12.8% gross yield on a $739,000 purchase results in $7,885/mo in rent and $3,314/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.37). Annual cash flow of $39,763, five-year appreciation of $204,172, and $6,806/yr in equity build-up combine for a projected total cumulative return of $493,444.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 5.5% |
| Monthly Cash Flow | $3,314 | $200 |
City averages based on Diamond Bar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,885 |
| Total Monthly Debt Service | $4,278 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91765, Diamond Bar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,022 (100%) |
| Owner Occupied HU | 11,351 (70.8%) |
| Renter Occupied HU | 4,076 (25.4%) |
| Vacant Housing Units | 595 ( 3.7%) |
| Median Home Value | $931,772 |
| Average Home Value | $1,045,697 |
Housing Distribution
Address Breakdown
Residential
15,793
Single Family
14,094
Multi-Family
1,699
Businesses
1,247
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices