22914 Bear RiverSan AntonioTX78258
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 22914 Bear River, San Antonio, TX, 78258 in San Antonio achieves 1.59, rent of $4,109/mo covers the $2,586/mo payment 1.5x over at $575,000. Rental yield 8.57%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $158,862 over five years, with $5,296/yr in principal reduction bringing total projected return to $221,635.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.8% |
| Monthly Cash Flow | $(29) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,109 |
| Total Monthly Debt Service | $3,860 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
6,664 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
6,664 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78258, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,242 (100%) |
| Owner Occupied HU | 11,557 (54.4%) |
| Renter Occupied HU | 8,024 (37.8%) |
| Vacant Housing Units | 1,661 ( 7.8%) |
| Median Home Value | $449,100 |
| Average Home Value | $492,823 |
Housing Distribution
Address Breakdown
Residential
22,087
Single Family
12,557
Multi-Family
9,530
Businesses
1,439
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LERA MLS
Mls ID: #1950747