2291 Samaritan Dr APT 3San JoseCA95124
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder2291 Samaritan Dr APT 3, San Jose, CA, 95124 in San Jose is a solid income-producing rental, 7.88% gross yield, $3,774/mo rent, $217/mo net cash flow on a $575,000 buy. DSCR 1.46 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $158,862 and $5,296/yr in principal reduction project a total cumulative return of $231,991.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $217 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,774 |
| Total Monthly Debt Service | $3,328 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95124, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,434 (100%) |
| Owner Occupied HU | 11,999 (68.8%) |
| Renter Occupied HU | 4,848 (27.8%) |
| Vacant Housing Units | 587 ( 3.4%) |
| Median Home Value | $1,698,738 |
| Average Home Value | $1,679,933 |
Housing Distribution
Address Breakdown
Residential
17,416
Single Family
16,566
Multi-Family
850
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95124, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,434 (100%) |
| Owner Occupied HU | 11,999 (68.8%) |
| Renter Occupied HU | 4,848 (27.8%) |
| Vacant Housing Units | 587 ( 3.4%) |
| Median Home Value | $1,698,738 |
| Average Home Value | $1,679,933 |
Housing Distribution
Address Breakdown
Residential
17,416
Single Family
16,566
Multi-Family
850
Businesses
834
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Guadalupe Silva • Guadalupe M Silva, Broker
Mls Name: MLSListings Inc
Mls ID: #ML82025382