22909 Banyan Pl UNIT 235Santa ClaritaCA91390
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder22909 Banyan Pl UNIT 235, Santa Clarita, CA, 91390 in Santa Clarita is a stable, well-positioned rental at $639,999. Rental yield 7.31%. DSCR 1.36 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $176,820 in value and $5,894/yr in principal paydown builds equity, a total projected return of $238,947.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.5% |
| Monthly Cash Flow | $(58) | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,901 |
| Total Monthly Debt Service | $3,705 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1988
6.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1988
6.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91390, Santa Clarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,046 (100%) |
| Owner Occupied HU | 5,954 (84.5%) |
| Renter Occupied HU | 837 (11.9%) |
| Vacant Housing Units | 255 ( 3.6%) |
| Median Home Value | $863,818 |
| Average Home Value | $900,318 |
Housing Distribution
Address Breakdown
Residential
6,544
Single Family
6,515
Multi-Family
29
Businesses
130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Bost • RE/MAX of Santa Clarita
Mls Name: CRMLS
Mls ID: #SR25156937