2290 S Murphy StPahrumpNV89048
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 2290 S Murphy St, Pahrump, NV, 89048 in Pahrump at $725,000, 3.97% gross yield, is a market-growth asset. Rental yield 3.97%. The $2,400/mo rent partially funds the $3,260/mo debt service; the core return is the 5%/yr price growth projected to add $200,304 over five years. Ziffy Mortgage's DSCR mortgage (0.74) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $158,511.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 4.2% |
| Monthly Cash Flow | $(1,789) | $850 |
City averages based on Pahrump market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $3,900 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89048, Pahrump, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,653 (100%) |
| Owner Occupied HU | 8,562 (67.7%) |
| Renter Occupied HU | 2,943 (23.3%) |
| Vacant Housing Units | 1,148 ( 9.1%) |
| Median Home Value | $320,864 |
| Average Home Value | $346,375 |
Housing Distribution
Address Breakdown
Residential
10,176
Single Family
10,082
Multi-Family
94
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89048, Pahrump, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,653 (100%) |
| Owner Occupied HU | 8,562 (67.7%) |
| Renter Occupied HU | 2,943 (23.3%) |
| Vacant Housing Units | 1,148 ( 9.1%) |
| Median Home Value | $320,864 |
| Average Home Value | $346,375 |
Housing Distribution
Address Breakdown
Residential
10,176
Single Family
10,082
Multi-Family
94
Businesses
554
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices