22850 Winterwillow LnEustisFL32736
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play22850 Winterwillow Ln, Eustis, FL, 32736 in Eustis is priced for appreciation, not yield. Rental yield 5.47%. At $525,000 with a 5.47% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $145,048 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.01) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $129,820.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 6.0% |
| Monthly Cash Flow | $(1,092) | $400 |
City averages based on Eustis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,392 |
| Total Monthly Debt Service | $3,275 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32736, Eustis, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 4,066 (84.3%) |
| Renter Occupied HU | 469 ( 9.7%) |
| Vacant Housing Units | 290 ( 6.0%) |
| Median Home Value | $428,753 |
| Average Home Value | $434,198 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,701
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32736, Eustis, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 4,066 (84.3%) |
| Renter Occupied HU | 469 ( 9.7%) |
| Vacant Housing Units | 290 ( 6.0%) |
| Median Home Value | $428,753 |
| Average Home Value | $434,198 |
Housing Distribution
Address Breakdown
Residential
4,701
Single Family
4,701
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices