2285 Georgia Mountain RdGuntersvilleAL35976








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Guntersville at 2285 Georgia Mountain Rd, Guntersville, AL, 35976 with 5% annual appreciation on a $224,900 basis while $2,087/mo rent supports operations. Total monthly income totals $2,087/mo and a $1,101/mo payment preserves $817/mo for cash returns. Annual cash flow comes to $9,808/yr on $74,554 deployed, and return on cash invested reaches 33.06% in year one. Equity gained on principal adds $1,451/yr, and five-year appreciation sums $62,136 alongside rental yield of 11.14%. Five-year ROI measures 172.72% and total cumulative return in cash totals $128,773.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,087/mo property income versus a $1,101/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1960
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Trenten Hammond • South Towne Realtors, LLC
Mls Name: ValleyMLS
Mls ID: #21888690







