22815 Cardigan ChaseSan AntonioTX78260
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 22815 Cardigan Chase, San Antonio, TX, 78260 in San Antonio. At $369,900 it earns $3,214/mo in rent and distributes $457/mo to the owner after the $1,663/mo payment, a consistent 10.43% yield. DSCR 1.93 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $102,197 in value; $3,407/yr in principal paydown compounds ownership stake. Total projected return: $171,794.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $457 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,214 |
| Total Monthly Debt Service | $2,609 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
6,621 sqft lot
$N/A/sqft
$165 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78260, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,827 (100%) |
| Owner Occupied HU | 12,013 (75.9%) |
| Renter Occupied HU | 2,891 (18.3%) |
| Vacant Housing Units | 923 ( 5.8%) |
| Median Home Value | $477,115 |
| Average Home Value | $509,391 |
Housing Distribution
Address Breakdown
Residential
14,830
Single Family
13,560
Multi-Family
1,270
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
6,621 sqft lot
$N/A/sqft
$165 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78260, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,827 (100%) |
| Owner Occupied HU | 12,013 (75.9%) |
| Renter Occupied HU | 2,891 (18.3%) |
| Vacant Housing Units | 923 ( 5.8%) |
| Median Home Value | $477,115 |
| Average Home Value | $509,391 |
Housing Distribution
Address Breakdown
Residential
14,830
Single Family
13,560
Multi-Family
1,270
Businesses
194
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Austin Pantuso • United Realty Group of Texas, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1875864
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.