2280 Ebert LnWentzvilleMO63385
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2280 Ebert Ln, Wentzville, MO, 63385 in Wentzville worth study. Rental yield 4.8%. The 4.8% gross yield is below cash-flow benchmarks at $639,000, but 5% annual appreciation, adding $176,544 over five years, frames this as a capital growth position. Rent of $2,742/mo partially offsets the $2,873/mo payment. Ziffy Mortgage finances appreciation-play properties (0.95 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $161,819.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.8% |
| Monthly Cash Flow | $(1,541) | $1,250 |
City averages based on Wentzville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,742 |
| Total Monthly Debt Service | $3,742 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
2.99 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
2.99 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mark & Neil Gellman • EXP Realty, LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25038704
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