228 Obrien RdFern ParkFL32730
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 228 Obrien Rd, Fern Park, FL, 32730 in Fern Park at $285,000. Rental yield 7.19%. The 7.19% yield and 1.33 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $78,740 by year five, and $2,625/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $96,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(183) | $250 |
City averages based on Fern Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,709 |
| Total Monthly Debt Service | $1,778 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
7,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32730, Casselberry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,670 (100%) |
| Owner Occupied HU | 1,210 (45.3%) |
| Renter Occupied HU | 1,304 (48.8%) |
| Vacant Housing Units | 156 ( 5.8%) |
| Median Home Value | $331,763 |
| Average Home Value | $338,335 |
Housing Distribution
Address Breakdown
Residential
2,590
Single Family
1,533
Multi-Family
1,057
Businesses
234
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
7,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32730, Casselberry, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,670 (100%) |
| Owner Occupied HU | 1,210 (45.3%) |
| Renter Occupied HU | 1,304 (48.8%) |
| Vacant Housing Units | 156 ( 5.8%) |
| Median Home Value | $331,763 |
| Average Home Value | $338,335 |
Housing Distribution
Address Breakdown
Residential
2,590
Single Family
1,533
Multi-Family
1,057
Businesses
234
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices