228 Cardinal Lane LOT 105Sauk CityWI53583
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow228 Cardinal Lane LOT 105, Sauk City, WI, 53583 in Sauk City is a top-tier cash-flow asset. At $102,900 it produces $2,027/mo in rent and $1,336/mo in net monthly income, a 23.64% gross rental yield. The DSCR of 4.38 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $16,035. Five-year appreciation adds $28,429, driving a total cumulative return of $125,278.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.6% | 6.2% |
| Monthly Cash Flow | $1,336 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,027 |
| Total Monthly Debt Service | $650 |
| DSCR Ratio | 3.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53583, Sauk City, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,545 (100%) |
| Owner Occupied HU | 1,865 (73.3%) |
| Renter Occupied HU | 572 (22.5%) |
| Vacant Housing Units | 108 ( 4.2%) |
| Median Home Value | $359,748 |
| Average Home Value | $425,773 |
Housing Distribution
Address Breakdown
Residential
2,506
Single Family
2,294
Multi-Family
212
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53583, Sauk City, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,545 (100%) |
| Owner Occupied HU | 1,865 (73.3%) |
| Renter Occupied HU | 572 (22.5%) |
| Vacant Housing Units | 108 ( 4.2%) |
| Median Home Value | $359,748 |
| Average Home Value | $425,773 |
Housing Distribution
Address Breakdown
Residential
2,506
Single Family
2,294
Multi-Family
212
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy Young • First Weber Inc
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1949143
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.